Expat Case

In this blog, there are a few presumptions that I'll make:

  • You are an expat, who moved to the US (along or with family) recently
  • You earn more than you spend, you have some savings and "emergency fund", you never have to get into debt (unless it's an auto loan or mortgage). You would be able to pay any credit card balance in full, and you never carry credit card balance.

In order to get a great credit score, you have to be very conscious of your finances. Never get into the game if you feel that when you'll get a credit card with $10,000 limit you'll get into the $10,000 debt.